Terms of Use

Please review these Terms of Use carefully before accessing or using the Two Rivers Insurance Agency website. These terms explain your rights, responsibilities, and the conditions governing your use of our website and services.

CALL US! +(830) 730-4391

¡LLÁMANOS! +(210) 580-7887

Terms of Use

Please review these Terms of Use carefully before accessing or using the Two Rivers Insurance Agency website. These terms explain your rights, responsibilities, and the conditions governing your use of our website and services.

CALL US! +(830) 730-4391

¡LLÁMANOS! +(210) 580-7887

Effective Date

July 25, 2026

I. Acceptance of Terms

By accessing or using the Two Rivers Insurance Agency website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, please discontinue use of the website.

II. Informational Purposes Only

The information provided on this website is for general informational purposes only. It does not constitute insurance advice, a policy, a contract, or an offer of coverage. Any decisions regarding insurance products should be made after consulting directly with a licensed representative of Two Rivers Insurance Agency.

III. No Guarantee of Coverage or Quotes

Quotes, estimates, or product descriptions displayed on this website are not guarantees of coverage, eligibility, or final pricing. Coverage is subject to underwriting review, applicable state laws, and the terms of the issued policy.

IV. Accuracy of Information

While we make reasonable efforts to keep information accurate and current, Two Rivers Insurance Agency does not warrant that all content is complete, error-free, or up to date. Product details, availability, and pricing may change without notice.

V. User Responsibilities

By using this website, you agree to:

Provide accurate and truthful information when submitting forms or requests.

Use the website only for lawful purposes.

Refrain from attempting to disrupt, damage, or gain unauthorized access.

Respect the intellectual property rights of Two Rivers Insurance Agency.

VI. Intellectual Property

All content on this website including text, graphics, logos, images, and design is the property of Two Rivers Insurance Agency or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without prior written consent.

VII. Third-Party Links

This website may contain links to third-party sites for your convenience. Two Rivers Insurance Agency does not control and is not responsible for the content, policies, or practices of those websites. Accessing third-party links is at your own risk.

VIII. Communications

By submitting your contact information through this website, you consent to receive communications from Two Rivers Insurance Agency by phone, email, or text regarding your inquiry or insurance needs. You may opt out at any time by contacting us directly.

IX. No Warranties

This website is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, secure, or free from errors, viruses, or other harmful components.

X. Limitation of Liability

To the fullest extent permitted by law, Two Rivers Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of this website, even if advised of the

possibility of such damages.

XI. Indemnification

You agree to indemnify and hold harmless Two Rivers Insurance Agency, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising out of your use of the website or your violation of these Terms of Use.

XII. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information. Please review it carefully to understand our practices.

XIII. Website Availability

We reserve the right to modify, suspend, or discontinue any portion of this website at any time without prior notice. We are not liable for any interruption or unavailability of the website.

XIV. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any legal action related to these terms shall be brought in the courts of Texas.

XV. Changes to These Terms

Two Rivers Insurance Agency reserves the right to update or revise these Terms of Use at any time. Changes become effective upon posting to this page. Continued use of the website constitutes acceptance of the updated terms.